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Add Tradelines To Your Credit Report & Boost Your Credit Report

If you’re a business owner, you know how important it is to have a strong credit score. A good credit score can help you secure funding, negotiate better terms with vendors and suppliers, and even attract new customers. But did you know that personal tradelines can also play a role in building your business credit?

Authorized user tradelines are credit accounts that are linked to an individual’s credit profile, such as credit cards, loans, or lines of credit. These accounts can impact your personal credit score, but they can also be used to strengthen your business credit score.

Lenders require personal guarantors of most business. This means your personal credit history will play a role on the lender’s decision to provide funding.

When you add a personal tradeline to your business credit profile, you’re essentially showing lenders and credit bureaus that you have a strong history of managing credit responsibly. This can help your business credit and make you a more attractive candidate for loans and other forms of financing.


But how exactly does this work? When you apply for a loan or credit line for your business, lenders and credit bureaus will often look at both your personal and business credit scores. By adding a personal tradeline, you’re providing additional evidence that you’re a responsible borrower, which can help offset any negative marks on your business credit report.

For example, let’s say that you have a new business with limited credit history. You apply for a business credit card but are denied due to your lack of credit history. However, if you have a strong personal credit score and add a personal credit card as a tradeline to your business credit profile, lenders may be more willing to extend credit to your business.

In summary, personal tradelines can be a useful tool for building your business credit, but they should be used strategically and carefully. By showing lenders and credit bureaus that you have a history of managing credit responsibly, you can improve your chances of securing financing and growing your business.


Each tradeline within our has its own unique reporting period and some tradelines may not immediately report. Normally, a tradeline will post on the Reporting Date or a few days after the Reporting Date. But this all depends on many factors such as how many days are in that month, delays due to bank holidays, and general fluctuations. So, it can take up to 10-15 days after the reporting date for the tradeline to post to your account.

If you believe you may have a non-posting, please wait until the entire reporting period has passed (i.e. 15 days after the reporting period) before contacting us about a refund or exchange. Also, please check to make sure that your credit monitoring service has been updated after the last day of the reporting period.

Tradeline Mistakes to Avoid
Make sure you don’t make these errors when buying tradelines!
  • Having a credit freeze or fraud alert on your account. This will prevent any new tradelines from posting.
  • Not ordering the tradeline far enough in advance of the reporting date. Since processing the order and adding the tradeline to your account takes time, the order must be placed by the specified purchase deadline in order for us to guarantee that the tradeline will post in the next reporting period.
  • Buying tradelines from banks that do not post well. Unfortunately, most banks do not reliably report authorized user data. We have tested virtually every major bank and many smaller banks and has determined which banks post the most reliably. Other tradeline companies sell tradelines from banks that we have confirmed to have extremely low success rates. This is one reason why we have the highest posting success rate in the industry and have earned the status of being the most trusted tradeline supplier in the industry.